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Identity Theft: Knowing More about It and How Not To Be A Victim

By:  Brendalyne Vasquez    Having our identity stolen is a powerful way for criminals to become ghosts, hidden behind a cloak of anonymity. In a world where everything is automated, digital, impersonal and fast, it is not impossible for someone's name and personal information to be accessed by the wrong hands. Identity theft is a very serious matter, around the globe, people have had their identities compromised and have suffered crippling consequences. In the Philippines, cases of these thefts are all the rage. What can we do? How can we prevent/avoid this? Before we create our own action plans, let's know identity theft once again.  What is identity theft? It occurs when someone unlawfully obtains another’s personal information and uses it to commit theft or fraud. Imagine you wanting a cool pair of shoes. You found a seller online offering it at a very reasonable price. You got too excited that you paid the seller without even making sure if the seller is legitimate. Then after paying it, no shoes arrived. It looks like someone used the seller's name to sell stuff online and took the money for personal gain. That leaves you thousands of pesos poorer and a name compromised.   In the Philippines, there are three common types of identity theft which results to fraud:   Credit/Debit Card Fraud - This is done through "skimming", wherein your information stored in your card's magnetic strip is stolen when the card is swiped on transaction. Once the thieves get a hold of this information, a fake card containing the victim's information is reproduced and can now be used for criminal activity.   Internet Scams - The Philippines is one of the world's biggest users of social media sites. Through this, anyone can literally be anyone. Just by creating a new account, criminals can pose as sellers, buyers, family members asking relatives for monetary help. Anything is possible.   Electronic scams - Ever received and e-mail from a financial institution or any other legitimate company? These e-mails may contain messages informing the recipient that their certain online account needs to be updated; therefore, logging in to a realistic-looking website is necessary. By logging in these websites, personal information of the recipient is now ready for stealing. Information such as date of birth, government numbers, contact information, etc. are a few examples of what these criminals are looking for.   So what can we do to not be a victim and not suffer the repercussions? Here are preventive measures that we can practice to not fall preys on these predators:   1. Practice safe internet use. If you receive spam e-mails, text messages asking for personal information, delete it right away. Also make sure that your computer's anti-virus software is updated to make sure your computer is not vulnerable to hacking and that the information stored in your computer is protected.   2. Shred Private Records. Once you've paid your bills or withdrawn money from the ATM, destroy the statements or receipts. This way, your personal records are not  going to be easily available and may take a  while to decipher.

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Fastest way to Land a Job

By: Stephanie Marie Dumayas-Vergara   There are a lot of jobs out there. With the technology that we have, jobs are actually one click away. Yes, there are a lot of options but how can we pick the right one for us? Here are some tips that can help you get the job that you want and the easiest way to get it.   1.       Follow your Passion – As the old saying says, “Find a job that you want and never work a day in your life.” Know your passion. What are the things that you love to do? If you are doing good at something, you can easily excel in that field and believe me you will be confident enough to present yourself infront of other people. The usual question that you will get during the interview is “Why should we hire you?” Of course, since you are the master of your own product this is the best time to show them what you got. Showcase them your talent and let them see the connection and passion in you. 2.       Read – If you are not the type who loves to read books, then read straight from the internet. You know reading is a two way thing. First you need to learn how to read. Second, you need to read to learn. By reading you will gain insights and know more about the field that you love to enter. Read success stories from people, since this will actually help you to be inspired. Not only will that, reading aloud also help you increase your self-confidence. Try to read infront of the mirror and project yourself that you are infront of the clients or the interviewer. You can actually see how you look like and be able to correct improper postures, eye-contact and hand gestures. In addition to that, reading helps a lot especially in grammar and sentence construction. 3.       Know the company that you will be working for – It’s nice to talk to someone if you have the same interests. Imagine talking to the interviewer as if you are on the same level. Because you have something in common: the knowledge about the nature of work and the company. Study the pros and cons of the company that you are about to enter. But do not stop there, try to think of a way on how to manage the challenges that you will encounter once you sign the Job Offer. For BPO’s it is known to have night shifts and so, what can you do to make sure that you will be able to come to work during sleeping hours? For Government Offices, you know it’s always toxic in every Government Offices so you need to make your own strategic plan on how to adjust in that kind of environment. And did I mention to check if the company is legit and legal? That’s very important. WE don’t want to waste our time and effort working for a company who does not know

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